Commercial Loans

Are you ready to expand your assets through purchasing a commercial property as an investment or as your business premises? Successfully growing your company or your investment portfolio is all about knowing when to act.

While there are a few factors to consider before purchasing, we’ve seen a popular rise in business owners and investors seizing the opportunity to expand their assets over the past few years.

At ACT Home Loans, we have a dedicated team of mortgage brokers that specialise in commercial loans. This allows our team to understand your requirements, and guide you through the entire loan process, including the pre-approval process.

We also have access to over 40 lenders, including the major four banks and non-bank lenders, which allows our team to find the most suitable loan for you.

Commercial loans can come in the form of a development and non-development loan type:

Development Loans
Development loans are a popular option for those who are looking to build a shop, apartment building, office or anything in between.

Development loans are like residential construction loans, but the banks tend to be tighter with the Loan to Value Ratio (LVR).

• You can obtain a development loan at 70% or 80% LVR, depending on the size and nature of the project.
• Loan sizes start at $100K

Non-Development Loans
Non-Development loans are a popular and suitable option for those who are looking to purchase a commercial property such as an apartment block, office space, factory or warehouse, or in some cases a retail store.

Non-Development loans come in a range of options and usually range from 2 years to 25 years. Loan options include:

• SMSF Loans
• Bridging Loans
• Fixed and Variable Rate Loans

How we can help
If you’re looking for a commercial loan or would like more information on how we can help you, contact us today on 0419 241 231 or fill out our enquiry form and a member of our team will be in touch.