Car Loans

Are you looking to purchase a new or used car? With the help of an experienced and qualified finance broker, you don’t need to stress about filling out paperwork and application incorrectly for your car loan.

At ACT Home Loans, our team of finance brokers will inform you of what is required and guide you through the entire loan process and paperwork.

Here are a few loan options for car finance:

Chattel Mortgage
A chattel mortgage is where you own the asset from the outset and your loan agreement is secured by the asset. A chattel mortgage also gives you the freedom to tailor your loan payments by choosing the term — typically up to five years.

Novated Lease
Novated lease can help your employees and your business. A novated lease means the financer will own the asset, while a business owner and employee sign a novation agreement to share the responsibilities of the loan.

Commercial Hire
A commercial hire is a popular option for businesses. Commercial hire allows you to hire and use the asset until the last payment. Once the final instalment is paid, the title of the asset is transferred to you. You can also tailor payment options, including the loan period and final balloon payment.

Speak to us
If you’re looking to purchase a new or used car, ACT Home Loans can help you! Contact us today on 0419 241 231 or fill out our enquiry form and a member of our team will be in touch.